Claiming lottery prizes in Michigan is easy, but the method differs depending on how much you won and whether you played online or through a retailer. Find out below about how to claim.
If you play online through the Michigan Lottery, any prize of up to $600 will be paid automatically into your online account. You can withdraw winnings at any time or decide to purchase more tickets. The minimum withdrawal amount is $10.
If you win a prize between $600 and $99,999.99, you must complete an online claim. Just go to your account, select 'Tax Reported Prizes' and follow the step-by-step process. You should have copies of your Social Security card and valid government-issued photo identification (state ID or driver's license) ready to submit. The prize will be paid into your online account once the claim has been approved.
Prizes over $100,000 or more need to be redeemed in person at the Michigan Lottery's central office in Lansing. You will first need to complete an online claim by logging on to your account and selecting ‘Tax Reported Winnings’. The Michigan Lottery will then email to instruct you to call the Player Relations line at 844-887-6836 so you can book an appointment. Winners must present their Social Security card and valid government-issued photo ID (state ID or driver’s license) to receive their prize.
If you bought your ticket in a store, you can cash out prizes up to $600 from Michigan Lottery retailers, just by presenting your winning ticket and having it validated. However, retailers are not required by state law or Lottery rules and regulations to offer prize redemptions. Some stores and locations do have strict limits on how much cash can be kept on site, so it may not be possible to receive your prize until a later date.
If you win a prize of up to $99,999.99, you can claim your money from any of the Michigan Lottery Claim Centers listed below. Opening hours are 7:45 a.m. to 4:30 p.m. from Monday to Friday (excluding holidays).
The addresses of the Michigan Lottery regional offices are shown below. Find out where you can visit a claim center near you. These centers have been open by appointment only since the start of the Covid-19 pandemic, while drop-off claims are also permitted at lottery offices.
Lansing Claim Center
101 E. Hillsdale Street
P.O. Box 30023
Lansing, MI 48909
Livonia Claim Center
33231 Plymouth Rd.
Livonia, MI 48150
Sterling Heights Claim Center
34700 Dequindre Road
Sterling Heights, MI 48310
Detroit Claim Center
3060 W. Grand Boulevard
Detroit, MI 48202
Grand Rapids Claim Center
3391-B Plainfield Ave. NE
Grand Rapids, MI 49525
Saginaw Claim Center
Jerome T. Hart State Office Building
411 E. Genesee Avenue
Saginaw, MI 48607
You will have to provide the original winning ticket, valid government-issued photo ID (state ID or driver’s license), Social Security card and bank account details. Players must bring with them the original winning ticket, plus valid photo identification and Social Security card.
Alternatively, prizes up to $100,000 can be claimed from certain partner bank claim centers across Michigan. There are bank claim centers in Benzie County, Chippewa County, Delta County, Dickinson County, Gogebic County, Grand Traverse County, Luce county, Mackinac County, Marquette County, Otsego County and Presque Isle County.
Prizes of $100,000 or more must be claimed at the Michigan Lottery's central office in Lansing. You should call the Michigan Lottery on 844-887-6836 to arrange an appointment, and must then present your winning ticket, Social Security card and valid government-issued photo identification (state ID or driver’s license) to receive your prize.
You can claim prizes up to $100,000 by mail. You will need to complete a Ticket Receipt Form and include your signed ticket, along with a copy of your Social Security card and valid photo ID. Claims should be mailed to the following address:
Attn: Claim Center
101 E. Hillside
P.O Box 30023
Lansing, MI 48909
If you win a Michigan Lottery prize, you have one year from the date of the drawing to claim your money.
An annuity is a fixed sum of money paid out to winners in regular instalments for a long period of time. A number of Michigan Lottery games have a top prize where players can decide whether to receive an annuity payment or a reduced cash option.
The cash option represents the current cash value of a jackpot, while the annuity is how much it would be worth over time with all the interest it would accrue. For example, winners of the Powerball and Mega Millions jackpots can choose whether to receive 30 annual instalments over 29 years or a one-off lump sum.
In Lucky for Life, players who win either of the top two prizes have 60 days from the date they make their claim to request the alternative cash option, otherwise they will continue to be paid the advertised daily/yearly payments.
Taxes on Winnings
Michigan Lottery prizes are subject to federal and state income tax laws. There is no withholding on prizes under $5,000, but anyone who wins at least $600 will be required to report the income in the tax year it is claimed. Go to the Tax Calculator to find out how much will be withheld on your prize.