Claiming Michigan Lottery Prizes

If you win a Michigan Lottery prize, you have one year from the date of the drawing to claim your money. The method for claiming your prize depends on how much you won, and whether you played online or through a retailer.

I Played Online

Any prize of up to $600 will be paid automatically into your online account. You can withdraw winnings at any time or decide to purchase more tickets. The minimum withdrawal amount is $10.

If you win a prize between $600 and $50,000, you must complete an online claim. Just go to your account, select ‘Tax Reported Prizes’ and follow the step-by-step process. You should have copies of your Social Security card and valid government-issued photo identification (state ID or driver’s license) ready to submit. The prize will be paid into your online account once the claim has been approved.

Prizes over $50,000 need to be claimed in person at the Michigan Lottery's central office in Lansing. You will first need to complete an online claim by logging on to your account and selecting ‘Tax Reported Winnings’. You are then advised to call the Michigan Lottery on 517-373-1237 to arrange an appointment. Winners must present their Social Security card and valid government-issued photo ID (state ID or driver’s license) to receive their prize.

I played In-Store

Prizes up to $600 can be claimed from Michigan Lottery retailers, just by presenting your winning ticket and having it validated. However, retailers are not required by state law or Lottery rules and regulations to offer prize redemptions. Some stores also have strict limits on how much cash can be kept on site, so it may not be possible to receive your prize until a later date.

If you win a prize of up to $50,000, you can claim your money from any of the Michigan Lottery’s regional offices listed below. Opening hours are 8:00AM to 4:30PM from Monday to Friday (excluding holidays).

Lansing

101 E. Hillsdale Street
P.O. Box 30023
Lansing, MI 48909
Phone: 517-335-5756
Fax: 517-335-5644

Livonia

33231 Plymouth Rd.
Livonia, MI 48150
Phone: 734-266-3769
Fax: 734-266-3778

Sterling Heights

34700 Dequindre Road
Sterling Heights, MI 48310
Phone: 586-939-2300
Fax: 586-939-4108

Detroit

Cadillac Place
3060 W. Grand Boulevard
Suite L-600
Detroit, MI 48202
Phone: 313-456-4040
Fax: 313-456-4045

Grand Rapids

3391-B Plainfield Ave. NE
Grand Rapids, MI 49525
Phone: 616-364-3372
Fax: 616-364-5421

Saginaw

Jerome T. Hart State Office Building
411 E. Genesee Avenue
Saginaw, MI 48607
Phone: 989-758-1670
Fax: 989-758-1881

You will have to provide the original winning ticket, valid government-issued photo ID (state ID or driver’s license), Social Security card and bank account details. Players must bring with them the original winning ticket, plus valid photo identification and Social Security card. Alternatively, prizes up to $50,000 can be claimed from certain partner bank claim centers across Michigan:

Escanaba

Delta CP Branch #381
305 Ludington St
Escanaba, MI 49829

Grayling

Grayling- Branch #350
2384C S I-75 Business Loop
Grayling, MI 49738

Marquette

Marquette- Branch #387
2025 US 41 W
Marquette, MI 49855

Sault. Ste. Marie

Sault Ste Marie- Branch #374
2700 Davitt St
Sault Sainte Marie, MI 49783

Houghton

Houghton- Branch #382
902 Razorback Dr.
Houghton, MI 49931

Prizes of greater than $50,000 must be claimed at the Michigan Lottery's central office in Lansing. You should call the Michigan Lottery on 517-373-1237 to arrange an appointment, and must then present your winning ticket, Social Security card and valid government-issued photo identification (state ID or driver’s license) to receive your prize.

Annuity Payments

An annuity is a fixed sum of money paid out to winners in regular instalments for a long period of time. A number of Michigan Lottery games have a top prize where players can decide whether to receive an annuity payment or a reduced cash option.

The cash option represents the current cash value of a jackpot, while the annuity is how much it would be worth over time with all the interest it would accrue. For example, winners of the Powerball and Mega Millions jackpots can choose whether to receive 30 annual instalments over 29 years or a one-off lump sum.

In Lucky for Life, players who win either of the top two prizes have 60 days from the date they make their claim to request the alternative cash option, otherwise they will continue to be paid the advertised daily/yearly payments.

Taxes on Winnings

Michigan Lottery prizes are subject to federal and state income tax laws, depending on the value of your win. There is no withholding on prizes under $5,000, but anyone who wins at least $600 will be required to report the income in the tax year it is claimed. For prizes over $5,000, winnings are subject to a 4.25 percent withholding at state level and an estimated 24 percent in federal tax.